About Our Loans and Rates

Our loans are not standard or cheap, but the cost is much lower than predatory payday loans or internet installment loans. The costs of your loan fall into two categories: fees, which are the same no matter how much money you borrow; and interest and principal payments, which change based on how much money you borrow.

Our payment scale compared to a payday lender’s:

Balance Interest/Principal Monthly Fee Monthly Payment Compare to Payday – Every 2 Weeks
400.00 20.00 35.00 55.00 120/every 2 weeks
800.00 40.00 35.00 75.00 240/every 2 weeks
1200.00 60.00 35.00 95.00 360/every 2 weeks