Janet, let’s say, has an open account with NH Cash with a total credit limit of $1,000. She can take a drawdown for any amount up to her available credit line of $1000. For instance, if she takes a drawdown for $500, she will have a remaining balance of $500 in available credit. If Janet continues to make regular payments on her account, Janet can either continue taking drawdowns up to her available credit limit or decide to make payments until her credit limit returns to $1000.
Drawdowns are available as long as you have an open account that is kept current and in good standing. Your account is in good standing if you always make the minimum payment by the due date on your billing statement.
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