How It Works

apply

Step 1:

Apply

Getting started is easy with our quick and simple online application. All you need is a cell phone, legal photo ID, debit card and bank account.

review

Step 2:

Review

After filling out the application, you’ll move on to read and sign our Line of Credit Agreement. Once your e-signature is submitted, you’ll be asked to input the PIN that will be sent to your cell phone.

verify

Step 3:

Verification

Finally all we have to do is verify your identity by having you send us a copy of your legal photo ID—a driver’s license or passport work just fine—by email or text.

approve

Step 4:

Approval

Once we have all the data we need, we’ll send you your approval decision, and the money will be disbursed to your account on the following business day