Get up to $2,000*, fast and easy!

* Average initial credit line size between $250-$500.
Demonstrating a record of positive payment performance may entitle you to credit line increases up to the maximum credit line size of $2,000.

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At this time, provides revolving lines of credit to residents of New Hampshire, Utah, Kansas, Wisconsin, Idaho, Delaware, Michigan and Colorado.

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Please enter a valid 5 digit zip code. offers open-end, revolving lines of credit to residents of Kansas, New Hampshire, Wisconsin, Utah, Idaho, Delaware, Tennessee and Michigan! An open-end line of credit can be an excellent way to meet your ongoing cash needs. Approved applicants receive an initial cash drawdown from their line of credit. Qualified members may then apply for and receive additional credit limit increases and cash drawdowns as they’re needed. So you have access to the cash you need, when you need it!

Concerned about your credit score? does not have a minimum credit score requirement! While we will look at your credit as part of your application, we evaluate hundreds of data points when considering your application for approval.

No credit score is too low! offers revolving lines of credit.
They are often a better alternative to

  • Loan agency
  • Flex loans
  • Installment loans
  • Microloans
  • Other Companies Offering Bad Credit Loans
  • Our Competitors Poor Credit Loans
  • No Credit Online Loans
  • Alternative Loans for Bad Credit
  • Small Cash Loans Online
  • Normal Online Loans
  • Personal Loans
  • Some Low FICO Score Loans

NHCash – your alternative to payday loans

No Minimum Credit Score Required

If you’ve got a low credit score, most lenders don’t even look at you. With us, that’s not the case. Whatever credit score you have, here you’re in the right place.

You can still get approved, even with a low credit score!

Receive Your Money the Same Day

There is no point in making things complicated. With us, the application process takes only a few minutes and the approvals are instant.

Get the cash you need, when you need it!

Private & Secure

For us, privacy is of utmost importance. Your data and activity on our site are protected. Whenever you want to get a new loan, login securely to our application.

We value your privacy!

Your easy, low-payment borrowing option

If I borrow $300

my estimated monthly** payment will be $65.23

See how we compare

NHCash $ 2.33 per day
PayDay Lender $ 5.71 per day provides open-end, revolving line of credit accounts.
There is no minimum or maximum repayment period.
All lines of credit can be paid off at any time without penalty.

** Most lines of credit feature a 28-day billing cycle with thirteen billing periods in the calendar year. You will have a minimum payment due in each billing period. The sliding payment graphic above is for demonstrative and marketing purposes only. Rates, fees, and billing cycles may vary depending on your account and/or your state’s laws and regulations. The average initial line of credit size is between $250-$500. Demonstrating a record of payment performance may entitle you to credit limit increases up to the maximum credit line size of $2,000.

Understanding the Line of Credit

Your loan with is an open-end, revolving line of credit. Once approved, you will receive an initial credit limit and an initial cash drawdown from that credit limit. Your drawdown will be deposited into the account you selected on your application. After a minimum of 5 on-time payments, you will be eligible to request additional credit limit increases and drawdowns.

Line of Credit Amount

The average initial credit limit ranges between $250-$500. The best part about an open-end line of credit is that you can request more cash without having to re-apply or fully pay off your previous drawdown! You may request credit limit increases up to the maximum credit line size of $2,000!

Taking a Drawdown

Once qualified members request a credit limit increase, they can request drawdowns for the total credit available to them all at once, or in smaller increments as needed over time. When you request a drawdown, funds will typically be deposited into your account on the next business day.

Making a Payment

Each billing cycle, you will receive a periodic billing statement that details account activity during the period and explains how much you owe. You are required to make your minimum payment by your due date. You’re always welcome to pay more than your minimum payment due without penalty.

We also understand that situations come up that may require you to change your payment; you can make an online payment adjustment to move your due date out by up to 7 days without incurring any additional fees.

Trusted by Thousands of Customers!

If you have tried and been disappointed by other lenders who promise online loans for customers with bad credit, please check our Trustpilot reviews to see what thousands of people have to say about receiving a credit line from