How do I Qualify?

We review your application for honesty and request reports from several reporting bureaus on your past banking relationships, bill-paying and credit history. We know that you would not be applying with us if your history did not include some bumps and bruises. We only look at your information so we know what we can expect from our financial relationship with you.

Once you’ve completed the application, one of our underwriters personally reviews your application before depositing funds into your account. This process generally takes less than one (1) business day if all information on the application is correct and consistent with our approval policies.